Do you find understanding your Medicare Dental & Vision options to be confusing? You’re not alone. This handy guide will provide an overview of your options as well as some tips to help you get the most out of your Medicare Vision coverage.
Medicare Benefits for Vision:
Medicare Part A:
Medicare Part A typically covers vision care only in circumstances where something happens to the eye(s) that requires inpatient hospitalization.
Medicare Part B:
Medicare Part B covers part of the cost for one pair of glasses or one pair of contact lenses following cataract surgery where a new lens was implanted to replace your damaged lens.
Medicare Advantage Plan:
The Medicare Advantage Plan is one way to cover vision for those that need it. Here are some high-level details of the plan:
- Low cost
- Annual max
- Copays can be required
- Covers exam and a portion or all of glasses depending on the plan.
Medicare Vision Supplement:
The Medicare Vision Supplement is another option for seniors that require vision coverage. Here are some of the details of the plan:
- Monthly premium
- In-network and out-of-network coverage
- Annual max
- Deductibles, co-pays, and co-insurance
- Easy to use
How to reduce your overall vision costs:
It’s best to be able to avoid having to spend money to begin with. Here are some tips to help you reduce your need for vision spending:
- Take supplements to increase eye health
- Use sunglasses to protect against UV rays
- Eat healthy meals
- Sleep well